Taxes and Costs
A clear guide to the costs of buying and owning property in Spain.
From purchase taxes to annual expenses, this page brings together everything you need to know about the real costs of owning a property in Spain – so you can plan with confidence.
Your Guide to Property Taxes and Costs in Spain
Click on each topic below to learn more about the costs associated with buying and owning a property in Spain. Our guides explain everything in simple terms, with the latest information and practical guides.
Costs of Buying a Resale Property
Understand the taxes, legal fees and other costs involved when purchasing an existing property in Spain.
Costs of Buying a New-Build Property
Learn about VAT, stamp duty and the additional costs involved when purchasing a new-build property in Spain.
Annual Costs of Owning a Property
From IBI and community fees to insurance, utilities and maintenance: discover the ongoing costs of property ownership in Spain.
Taxes for Non-Resident Property Owners
An explanation of non-resident income tax, tax on rental income and other potential tax obligations.
Costs of Selling a Property in Spain
An overview of capital gains tax, Plusvalía Municipal, the 3% withholding and other costs sellers should consider.
Reduced Property Tax Rates in Andalucía
Find out whether you may qualify for reduced ITP or AJD rates based on your age, circumstances and the intended use of the property.