Buying a home in Marbella isn’t just a financial move. It’s stepping into a lifestyle that...
Buying
O’live Group Real Estate: Your Partner in Finding the Perfect Home
At O’live Group Real Estate in Puerto Banús, Marbella, we believe that buying a property is more than just a transaction – it’s the beginning of your next big adventure. Whether you’re searching for a chic beachfront apartment, a charming family home, or a luxurious villa with breathtaking views, we’re here to make your dream a reality.
Our approach is simple: we listen to you. Your vision, lifestyle, and goals are at the heart of everything we do. From the first conversation to handing you the keys, we’re by your side, offering expert guidance and unwavering support.
Marbella’s property market is as vibrant and dynamic as its lifestyle, and finding the right home can sometimes feel overwhelming. That’s where we come in. With our deep local knowledge and years of experience, we’ll navigate the market for you, carefully curating a selection of properties that meet your needs. We know where to find the hidden gems, and we’ll make sure you don’t miss a thing. Plus, we offer access to off-market properties, giving you the exclusive advantage of discovering homes that aren’t available to the general public.
At O’live Group, we don’t just focus on the property – we focus on you. We’ll walk you through every step, from viewings and negotiations to paperwork and legalities, ensuring a seamless and stress-free experience. And because we know that buying a home is about more than bricks and mortar, we’ll even help you envision how your new property can fit your lifestyle, offering advice on everything from design ideas to the best local schools or restaurants.
When you work with us, you’re not just buying a house – you’re investing in a dream. Let O’live Group Real Estate help you find the perfect place to call home. Contact us today, and let’s turn your vision into realit
Question about Buying
To buy a house, the first step is to set your budget and secure financing if needed. Find a trusted real estate agent to help you search for properties, then visit and choose the right one. Once you make an offer, we advise you to hire a lawyer to ensure everything is legally sound before signing the contract.
The average closing time for buying a house in Marbella is typically around 6 to 8 weeks. This can vary depending on factors like financing approval, legal checks and negotiations.
For residents: Typically, around 10-20% of the property purchase price.
For non-residents: Generally higher, usually around 20-30% of the property’s price.
Yes, we can assist you with mortgage broker services and provide recommendations for trusted lenders in Marbella. We work with a variety of banks and financial institutions to help you find the best mortgage options based on your needs, whether you’re a resident or not. Feel free to contact us for personalized advice or to discuss your mortgage options.
To know if you qualify for a mortgage in Spain, there are several key factors that banks and lenders typically look at. Here’s an overview of what you should consider when determining your eligibility:
1. Stable Income from a job, self-employment or a business is required.
2. Your debt-to-income ratio should be under 30-35%.
3. Typically, you’ll need a 20-30% deposit for non-residents and 10-20% for residents. The bank finances 70-80% of the property value.
4. The bank will require an independent valuation of the property to ensure it meets the loan amount.
5. You’ll have to provide bank statements, tax returns or pay slips to prove you can afford the mortgage payments.
6. Most banks require the borrower to be under 75-80 years old by the end of the mortgage term.
